Tyler Texas Real Estate ~ Tyler Texas Homes ~ Tyler Homes Tyler Texas (TX)

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Tuesday, July 24, 2012

Tyler, TX Homes for Sale & Real Estate | Homes.com ~ Tyler Homes Tyler T...

Tyler Real Estate ~ 10 Lessons to Learn as the Housing Market Recovers

10 Lessons to Learn as the Housing Market Recovers

On July 18, 2012, in Housing Market News, Shy Shinalt,

by Shy Shinalt Tyler Homes Keller Williams Tyler Texas (TX),

Headlines abound: The Housing Bust is over… In June, a survey of economists concluded that housing has hit bottom. homeowners and renters, Americans, and citizens of the world all are sighing with collective relief. The economy and housing values both have cycles. It has been more than eighty years since the difference between the top and the bottom was so great.

As Realtors®, we are relieved that we are at the bottom, but we are realistic with the changes in the market and our work. In the not too distant past, the overwhelming majority of our work was prior to sales agreement, now it can be after. In that same time, most transactions closed. The”fallout rate” was nonexistent. Most sobering is what is now required to get to closing and how many things can derail a transaction for a “willing, ready, and able” buyer.

So we are cautiously engaging the new reality, but first we need to pause. If we do not learn from history, we are bound to repeat it. We do not want to repeat the last ten years. So what are the lessons we should learn? Here are 10 lessons that come to mind:

The economy cannot recover without housing.
Everyone needs shelter, but not everyone needs to own their shelter.
High homeownership rates are important but they must be sustainable.
Home prices go up and go DOWN.
The process of purchasing /financing a home is more complicated.
Sound underwriting of mortgages is critical.
Home equity should not be used for ordinary living expenses.
Financial reserves for family, companies, and countries are necessary.
Homeowners confidence in the economy is directly related the value of their own homes.
The economy is global.

What lessons did the last decade teach you? We would love to know what you learned from the last cycle.

What is important is that we remember what happened as we prepare to write the future. Most importantly, we should also have a sense of accomplishment that we endured these life lessons.

There are seasons in the weather: spring, summer, fall and winter. So there are in economic cycles. It is great to be at the thaw of winter and the budding of spring.

Shy Shinalt

Keller Williams Tyler Texas

903.533.8114

Tyler Homes Tyler Texas ~ Tyler Homes for sale

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Thursday, July 19, 2012

Tyler, TX Homes for Sale & Real Estate | Homes.com Keller Williams Tyler

Monday, July 16, 2012

Tyler Texas Real Estate ~ Tyler Texas Homes ~ Tyler Homes For Sale ~

Monday, July 9, 2012

Tyler Homes & Tyler Homes Network discover Tyler Encourages Responsible Water Use

Tyler Home owners may be forced to conserve water this Summer. Read more about this in the following blog provided by Tyler Homes and the Tyler Homes Network

Tyler Encourages Responsible Water Use

Tyler Encourages Responsible Water Use Tyler remains under voluntary water restrictions to help conserve supplies as another hot Texas summer closes in. The city has been on voluntary restrictions since late March, easing a December order that called for mandatory cutbacks. Tyler Public Works Director Greg Morgan said Tuesday the city is taking this proactive measure to voluntarily conserve water now for later. "The City of Tyler currently remains under step one water conservation measures," Morgan said. Plentiful spring rainfall helped refill East Texas lakes and recharge the soil -- two pluses going into the hot, dry months ahead -- but levels still are below normal. "The Lake Tyler/Lake Tyler East system still remains about 2.5 feet down from a full elevation of 375.5," Morgan said. "As such, it is incumbent upon the customers of Tyler Water Utilities to remain good stewards of our environment and to utilize this natural resource in a responsible manner." Tyler has a very stable, long-term water supply that is projected to last for decades, if people use it responsibly, officials said. Morgan said water production and lake levels are being evaluated on a daily basis, and staff is prepared to adjust conservation measures as needed to conserve.
National Weather Service officials said Tuesday the summer months should be somewhat hotter and drier than normal, but nothing close to the withering conditions of last summer. It is, after all, Texas. "To quote a cliche, on the fourth of July it's going to be hotter than a firecracker," Hydrologist C.S. Ross said this week. For fall, there are indications of a return to El Nino conditions, characterized by cooler, wet weather. In the interim, residents are asked to limit irrigation of landscaped areas to Sundays, Tuesdays and Thursdays if their street address ends in an even number (0,2,4,6,8); or Saturdays, Mondays and Wednesdays if their address ends with an odd number (1,3,5,7,9). Irrigation also should be done between the hours of 10 p.m. and 6 a.m., officials said. Tyler's pumping capacity is about 72 million gallons per day -- 8 million from deep water wells, 34 million from Lake Tyler and Lake Tyler East and 30 million from Lake Palestine. The city of Dallas also has rights to remove water from Lake Palestine but is not yet drawing from that source, officials said. Tyler first began calling for voluntary cutbacks last October. At that time, Lake Tyler was 6.9 feet below spillway levels and Lake Palestine was about 5.9 feet low, records show. Residents are asked to not waste water. Waste is considered the elective use of water, such as washing house windows, sidings, eaves and roof with a hose without the use of a bucket, officials said. Other types of water waste include washing driveways, streets, curbs, gutters and vehicles without a cut-off valve and bucket. External Relations Director Susan Guthrie said residents should check their sprinkler systems to ensure they are appropriately timed and positioned. "When you set your sprinkler systems, make sure they are not watering the streets and sidewalks," she said. Residents also are asked to check for leaking faucets and toilets to help conserve.
Shy Shinalt
Keller Williams Tyler
903.533.8114
www.shyshinalt.com

If you are thinking of buying or selling your Tyler Home contact Shy Shinalt with Keller Williams Tyler for all of your Tyler Homes needs.

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Tyler Encourages Responsible Water Use ~ Tyler Homes ~ Tyler Texas Homes

Tyler Homes may need to conserve water this Summer!! For more information read the article below that Tyler Home has

Tyler Encourages Responsible Water Use

Tyler Encourages Responsible Water Use Tyler remains under voluntary water restrictions to help conserve supplies as another hot Texas summer closes in. The city has been on voluntary restrictions since late March, easing a December order that called for mandatory cutbacks. Tyler Public Works Director Greg Morgan said Tuesday the city is taking this proactive measure to voluntarily conserve water now for later. "The City of Tyler currently remains under step one water conservation measures," Morgan said. Plentiful spring rainfall helped refill East Texas lakes and recharge the soil -- two pluses going into the hot, dry months ahead -- but levels still are below normal. "The Lake Tyler/Lake Tyler East system still remains about 2.5 feet down from a full elevation of 375.5," Morgan said. "As such, it is incumbent upon the customers of Tyler Water Utilities to remain good stewards of our environment and to utilize this natural resource in a responsible manner." Tyler has a very stable, long-term water supply that is projected to last for decades, if people use it responsibly, officials said. Morgan said water production and lake levels are being evaluated on a daily basis, and staff is prepared to adjust conservation measures as needed to conserve.
National Weather Service officials said Tuesday the summer months should be somewhat hotter and drier than normal, but nothing close to the withering conditions of last summer. It is, after all, Texas. "To quote a cliche, on the fourth of July it's going to be hotter than a firecracker," Hydrologist C.S. Ross said this week. For fall, there are indications of a return to El Nino conditions, characterized by cooler, wet weather. In the interim, residents are asked to limit irrigation of landscaped areas to Sundays, Tuesdays and Thursdays if their street address ends in an even number (0,2,4,6,8); or Saturdays, Mondays and Wednesdays if their address ends with an odd number (1,3,5,7,9). Irrigation also should be done between the hours of 10 p.m. and 6 a.m., officials said. Tyler's pumping capacity is about 72 million gallons per day -- 8 million from deep water wells, 34 million from Lake Tyler and Lake Tyler East and 30 million from Lake Palestine. The city of Dallas also has rights to remove water from Lake Palestine but is not yet drawing from that source, officials said. Tyler first began calling for voluntary cutbacks last October. At that time, Lake Tyler was 6.9 feet below spillway levels and Lake Palestine was about 5.9 feet low, records show. Residents are asked to not waste water. Waste is considered the elective use of water, such as washing house windows, sidings, eaves and roof with a hose without the use of a bucket, officials said. Other types of water waste include washing driveways, streets, curbs, gutters and vehicles without a cut-off valve and bucket. External Relations Director Susan Guthrie said residents should check their sprinkler systems to ensure they are appropriately timed and positioned. "When you set your sprinkler systems, make sure they are not watering the streets and sidewalks," she said. Residents also are asked to check for leaking faucets and toilets to help conserve.
Shy Shinalt
Keller Williams Tyler
903.533.8114
www.shyshinalt.com

If you are thinking of buying or selling your Tyler Home contact Shy Shinalt with Keller Williams Tyler for all of your Tyler Homes needs.

Sunday, July 1, 2012

Tyler Homes supports Colorado ~ 10,000 still displaced in raging Colorado wildfire – USATODAY.com

Tyler Homes supports our firefighters and our fellow Keller Williams Agents in the Colorado area and we pray for the families displaced due to the fires.

Tyler Homes

10,000 still displaced in raging Colorado wildfire – USATODAY.com

Tyler Homes ~ Tyler Homes for sale ~ 'Unreal': Residents tour Colo. blaze devastation - KLTV.com-Tyler, Longview, Jacksonville, Texas | ETX News

'Unreal': Residents tour Colo. blaze devastation - KLTV.com-Tyler, Longview, Jacksonville, Texas | ETX News

Tyler Homes Supports our fellow Keller Williams offices in the Colorado wild fire areas. Tyler homes loves you all.

COLORADO SPRINGS, Colo. (AP) - Melted bowling balls in the front yard were among the strange sights that met C.J. Moore upon her return Sunday to her two-story home, now reduced to ashes by the worst wildfire in Colorado history.

"You wouldn't think bowling balls would melt," she told The Associated Press by phone from the scene in her Mountain Shadows neighborhood, where she was among residents who were allowed temporary visits to areas most affected by the fire.

More than a week after it sparked on June 23, the Waldo Canyon fire was still being attacked by some 1,500 personnel. But crews working grueling shifts through the hot weekend made progress against the 26-square-mile fire, and authorities said they were confident they finally had built good fire lines in many areas to stop the spread of the flames.

So far, the blaze, now 45 percent contained, has damaged or destroyed nearly 350 homes.

It was just one of several still burning in the West, where parched conditions and searing heat contributed to the woes facing crews on hundreds of square miles across Utah, Montana, Wyoming and Idaho.

In Colorado Springs, a line of cars a mile long queued up at a middle school checkpoint, where police checked the identification of returning residents and handed them water bottles.

While searching for her great-grandmother's cast-iron skillets, Moore marveled at the juxtaposition of what burned and what hadn't. The bowling balls had been garden decorations.

"To find my mail in my mailbox, unscathed. It's just unreal. Unreal," she said. "Bird baths are fine. Some of the foliage is fine."

Three neighbors' homes were unscathed. Only concrete remained of other homes, including hers. Cars were burned to nothing but charred metal.

"Good Lord! I've never seen anything like this. And thank God there was nobody there. Thank God there were no people here. There would have been no been no hope.," Moore said.

Not far away, Bill Simmons and his wife, Debbie Byes, returned to their tri-level, passive-solar stucco home and found no damage - just some ashes in the driveway.

"The water and electric's back on. You know, we're good to go. We're feeling pretty happy about it at the moment," Simmons said by phone. "We're feeling pretty sad for our neighbors and pretty lucky for ourselves. It's been a real sobering experience."

Authorities said they would lift more evacuation orders Sunday night, bringing the total number of people who remain blocked from their homes down to 3,000 from more than 30,000 at the peak of the fire.

Rich Harvey, incident commander for Waldo Canyon, said crews continue to make good progress.

"We're cautiously optimistic," he said Sunday morning. "We still remain focused on things that could go wrong."

Authorities are still trying to determine the cause of the fire, which so far has cost $8.8 million to battle. Dangerous conditions had kept them from beginning their inquiry, but investigators were able to start their work on Saturday.

More than 150 National Guard soldiers and airmen helped Colorado Springs police staff roadblocks and patrol streets.

A "bear invasion" confronted a few mountain enclaves west of Colorado Springs. The scent of trash had enticed black bears pushed out of their usual forest habitat by fire.

People who left in a hurry didn't take typical precautions to secure household trash against wildlife, said El Paso County Sheriff's Lt. Jeff Kramer.

"So that's become an attraction for the bears," Kramer said.

State game officials were trying to shoo the bears out, he said, and Dumpsters were stationed to help volunteers and returning homeowners throw stuff out. Kramer didn't know how many bears were causing problems.

Among the fires elsewhere in the West:

- Utah: Fire commanders say Utah's largest wildfire has consumed more than 150 square miles and shows no sign of burning itself out. Hundreds of firefighters are trying to hold the Clay Springs fire from advancing on the ranching towns of Scipio and Mills on the edge of Utah's west desert. The fire has destroyed one summer home and threatens 75 others. The fire was 48 percent contained on Sunday.

- Montana: Crews in eastern Montana strengthened fire lines overnight on a 246-square-mile complex of blazes burning about 10 miles west of Lame Deer. More than 500 firefighters are now at the lightning-caused fires that started Monday and have destroyed more than 30 structures.

- Wyoming: A wind-driven wildfire in a sparsely populated area of southeastern Wyoming exploded from eight square miles to nearly 58 square miles in a single day, and an unknown number of structures have burned. About 200 structures were considered threatened.

- Idaho: Firefighters in eastern Idaho had the 1,038-acre Charlotte fire 80 percent contained Sunday but remained cautious with a forecast of high winds and hot temperatures that could put hundreds of homes at risk.

- Colorado: The last evacuees from the High Park Fire in northern Colorado have been allowed to return home as crews fully contained the blaze. The 136-square-mile fire killed one resident and destroyed 259 houses, a state record until the fire near Colorado Springs.

Tyler Home group

Shy Shinalt

Keller Williams Tyler

903.533.8114

http://www.shyshinalt.com/

Tyler Homes for Sale and How to Negotiate the Best Deal for Tyler Homes

How to Negotiate the Best Deal

Buyers have the advantage in this shifting market

By Shy Shinalt ~ Tyler Homes

Buyers are finally being able to take advantage of cooling trends in previously hot markets. Multiple offers are no longer being thrown at sellers as soon as the For Sale sign hits the front yard.

Competition has dwindled in many areas as investors disappear and buyers take to the sidelines. Unless a buyer thinks his local market is headed for a big downturn, this could be the pause that allows him to get into the market with a few perks unheard of in recent years as a bonus.

So how do you know what shape your market is in? Economists believe that real estate is closely tied to employment, so if you’re in an area of growing employment, don’t expect to see double-digit depreciation anytime soon. In areas such as the Midwest, where auto manufacturing is king, prices have fallen sharply and will likely continue until the industry rebounds.

Here are 10 things buyers need to know to negotiate the best deal in a market shifting to their favor:

1. Human nature is the biggest problem for sellers and buyers to overcome in a changing market. Prices stagnate or drop a few percentage points and it’s amazing how different buyers and sellers react. Sellers still think their house is “special” and immune to the market. Buyers figure every seller is about to be foreclosed on and make ridiculous low-ball offers. Smart buyers do their homework, know what size home they need, how much they can afford and then search the market for what they want and negotiate fairly.

2. When you make an offer, know the recent comparable sales; it’s the best bargaining tool. “See what’s going on out there,’’ says Beverly Durham of ReMax Gold Coast Realty in Camarillo, Calif., where entry-level single-family homes begin at $500,000. “Make an offer $10,000 to $15,000 under what the last one sold. Even in this market, if you insult your seller, they won’t want to deal with you. Sellers know what the last one sold for. You want them to at least look at your offer.”

3. Find out as much as you can about the seller’s motivation -- retirement, job, divorce, wants to move up but only if he gets the right price. Durham says if a buyer knows the seller’s motivation they can negotiate a better deal or move on to the next property.

4. Multiple Listing Service (MLS) properties usually state what the seller owes. If not, your agent should be able to track down the figures. There’s a big difference in negotiating with an owner who owes more than the house is worth and one who has a lot of built-up equity.

5. “After 45 to 60 days the seller is usually absolutely sick of keeping their house spotless and sick of people walking through,’’ said Durham. This is when a seller may be the most anxious about selling their house as traffic to their house has likely fallen sharply.

6. Unless you’re incredibly handy and have time and cash, go after houses that are as updated as you can afford. This is easier to do in a stagnant or falling market and fixers aren’t usually discounted enough to be worthwhile.

7. In a tighter market, it’s not too much to ask the seller to add the closing costs to the price of the house. It’s better to put 20 percent down and add the closing costs to the loan than put 15 percent down and pay the costs upfront.

8. Items to ask for that shouldn’t offend sellers are paying for new kitchen appliances or washer and dryer. Most sellers will be willing to do so to close the deal. Durham also says it’s OK to ask sellers to pay up to the first year of homeowner association dues.

9. Don’t request anything that requires quality workmanship. “Don’t ask them to paint,’’ Durham said. “They won’t do it the way you want. They’ll do a lousy job.’’ Also, don’t get carried away and ask for the entire store. Be reasonable.

10. Make sure to look at the big picture. In changing markets you should be planning to stay for at least five years, so don’t get caught up in a $2,000 price difference. Remember, the goal is to get the house you want to live in for some time, not to impress friends with how you worked the previous owner.

If you are thinking of buying contact Shy Shinalt with Tyler Homes. We would be glad to assist you in anyway to find the write Tyler home for you and your family.

Shy Shinalt

Keller Williams Tyler

http://www.shyshinalt.com/

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Tuesday, July 24, 2012

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